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Thinking Ahead

Planning and thinking ahead can help you when buying your first home. Telephone, Broadband, Gas, Electricity and who to inform of your change of address when moving into your first property.

Organise utilities, tv, phone, insurance & broadband
Broadband, TV & PhoneElectricityGasThe JourneyThinking AheadUseful Tips

You have finally moved into your new home … BUT you’re not done yet With the excitement of buying a new home, it’s easy to forget some of the responsibilities that come with it. Once you move you’ve got a new phone line to sort, bills, insurance, not to mention

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How much does a Removal Cost in London
Ask the ExpertQuotesRemovalsThinking AheadUseful Tips

The Question …. The Answer …. Hi Kayleigh … Thank you for your enquiry and question regarding moving home in and around London. If you will be moving house in London then you may be wondering what the removal service is going to cost you. Many would assume that the

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Can an IVA accept my changes of being accepted for a Mortgage?
Ask the ExpertMortgagesThinking AheadUseful Tips

The Question …. The Answer …. Hi Brad, Thank you for your question. We will try and provide a bit of background to our audience on IVA’s and what they are, before hopefully moving on to some things to consider when looking at trying to obtain your first mortgage. Buying

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Young and Single - Is Shared Ownership the only option on to the UK property market?
MortgagesPropertyThinking AheadUseful Tips

As property prices increase, young single buyers are being priced out of the market. With just their income to rely on, they know they are perfectly capable of keeping up mortgage repayments but lenders are unlikely to offer them anything close to the asking price of the properties that peak

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Ten Tools a First Time Buyer must Own
Furniture & FurnishingsPropertyThinking AheadUseful Tips

When you become a homeowner, you can no longer count on the landlord to make quick-fixes for you. Sure, you can call in the professionals to fit stylish roof windows or lay hardwood flooring, but it is well-worth accumulating accessories and getting a toolbox started for the much more basic

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The Transition from Renting to Buying your First Home - 7 Top Tips
StorageThinking AheadUseful Tips

The majority of people who are currently renting aspire to, one day, own a home. But, with the cost of renting and rising house prices – achieving this dream can take some time. So, when that day comes and you are finally ready to buy you could have been renting

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Essential Tips and Advice for Getting on the Propery Ladder
MortgagesPropertyThinking AheadUseful Tips

Making the move from renter to home owner is a milestone that many people dream of reaching. There are a few common life events that prompt renters to start thinking about buying their first home. For many people, the hope of saving for a deposit is too difficult, so they

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Applying for a Mortgage
MortgagesThinking AheadUseful Tips

In 2014 the Financial Conduct Authority introduced new rules in an attempt to tighten up the mortgage market, to ensure that both lenders and borrowers could work together to create realistic individual lending. Known as the Mortgage Market Review, potential borrowers will have to undergo a three-hour interview touching on

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Charters Wharf CGI from Family Mosaic
Ask the ExpertPropertyThinking Ahead

What is Shared Ownership? Shared Ownership is a Government-backed scheme provided by Housing Associations and aimed at first time buyers who want to get a step onto the property ladder. Launched in April 2006, it aims to help first time buyers who would not be able to afford to buy

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Mortgage Application and Mortgage Tips
Ask the ExpertMortgagesThinking AheadUseful Tips

The Question …. The Answer …. Hi Roman, Applying for a mortgage can be a daunting especially when you want to buy a property for the first time. First time buyers can often be thrown by the need to get on the property ladder as the average mortgage now taken

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