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Useful Tips

Useful tips, advice and help for the First Time Buyer when buying your first property and moving into your first home.

Using a local solicitor for your conveyancing
Ask the ExpertConveyancingUseful Tips

The Question …. The Answer …. Quite simply the answer is NO. Your conveyancing can be conducted from a distance as most of the work these days, is handled either online, or via email. Your conveyancer will require certain things to carry out your conveyancing for you. They will usually

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How much can I borrow from a lender for a mortgage?
Ask the ExpertMortgagesUseful Tips

The Question …. The Answer …. Ben, when a lender assesses how much you can borrow, it takes a number of factors into consideration.  They will look to see if you are applying jointly with somebody else, or if the application is to be just in your own name and

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Making an offer on your first property
Ask the ExpertPropertyUseful Tips

The Question …. The Answer …. Making that all important offer for a property Your are in a very good position, as a first time buyer with no chain with a mortgage in principle is like gold dust, to both new build developers and resale sellers. Your sales agent wants

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What is a mortgage in principle
Ask the ExpertMortgagesThinking AheadUseful Tips

The Question …. The Answer …. A Mortgage in Principle is an indication of how much a lender is prepared to lend you and on what terms, to the named borrowers subject to approval of the property, but also taking into consideration your affordability. Your Mortgage Adviser will workout your

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Ask the ExpertConveyancingUseful Tips

The Question …. The Answer …. Well this is a very interesting question and one that actually gets asked quite a lot. Every solicitor or licensed conveyancer is going to have their own fee scale for residential conveyancing. In order for your compare prices and to make sure you are

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The JourneyThinking AheadUseful Tips

It’s important to let people and companies know when you have moved home and have a change address. First and foremost, make sure your friends and family know where you are moving to. Your new street address and postcode will help make sure you receive all of those moving in

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InsuranceThe JourneyThinking AheadUseful Tips

Instruct, Insure and protect your move FIRST with Abortive Insurance By now your offer has been accepted on your potential new property and you can now begin to think about the things you are going to need to do to actually purchase that property and become a home owner. This

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PropertyThe JourneyThinking AheadUseful Tips

Finding a Property – Are you ready? Do you feel good – You should as your first time homebuyer journey is about to begin. Finding a property and imagine a dream turning into reality. Well we want to help you make your dreams come true. Owning a property is the

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First time Buyer Mortgage in Principle
MortgagesThe JourneyThinking AheadUseful Tips

Welcome to the start of the first time buyer journey – Mortgage in Principle A Mortgage in Principle is an indication of how much a lender is prepared to lend you and on what terms, taking into consideration your affordability. Your Mortgage Adviser works out your affordability by carrying out

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