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Ask the Expert

A chance for you to ask the expert and get your first time buyer questions answered. Uncover fact from fiction. We have access to an expert panel of mortgage brokers, chartered surveyors, conveyancers, estate agents and overall property market geniuses!

How much does a Removal Cost in London
Ask the ExpertQuotesRemovalsThinking AheadUseful Tips

The Question …. The Answer …. Hi Kayleigh … Thank you for your enquiry and question regarding moving home in and around London. If you will be moving house in London then you may be wondering what the removal service is going to cost you. Many would assume that the

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Can an IVA accept my changes of being accepted for a Mortgage?
Ask the ExpertMortgagesThinking AheadUseful Tips

The Question …. The Answer …. Hi Brad, Thank you for your question. We will try and provide a bit of background to our audience on IVA’s and what they are, before hopefully moving on to some things to consider when looking at trying to obtain your first mortgage. Buying

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80 of the best first time buyer mortgages
Ask the ExpertMortgagesQuotesUseful Tips

The Question …. The Answer …. Hi Gemma, Obviously every first time buyer has a different financial and personal situation to the next. That is why it’s very important to speak with the experts. A mortgage broker or mortgage adviser will help you compare mortgage offers to identify a lender

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property survey and valuations
Ask the ExpertPropertySurveysUseful Tips

The Question …. The Answer …. Hi Steve … Thank you for your question. This is quite a common question asked by both first-time buyers and those experienced with the ins and outs of the residential property market. In short, and I cannot emphasise this enough, a valuation is not

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The First Time Buyer - Jargon Buster
Ask the ExpertConveyancingPropertyUseful Tips

The Question …. The Answer …. Hi Dominic … Thank you for your question. It’s actually a very popular topic of conversation and one that is not often very clear for first time buyers. In short the answer to your question is NO. You DO NOT have to use the

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Charters Wharf CGI from Family Mosaic
Ask the ExpertPropertyThinking Ahead

What is Shared Ownership? Shared Ownership is a Government-backed scheme provided by Housing Associations and aimed at first time buyers who want to get a step onto the property ladder. Launched in April 2006, it aims to help first time buyers who would not be able to afford to buy

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Mortgage Application and Mortgage Tips
Ask the ExpertMortgagesThinking AheadUseful Tips

The Question …. The Answer …. Hi Roman, Applying for a mortgage can be a daunting especially when you want to buy a property for the first time. First time buyers can often be thrown by the need to get on the property ladder as the average mortgage now taken

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The costs of saving for your first home
Ask the ExpertConveyancingThinking AheadUseful Tips

When purchasing a property for the first time, the deposit often seems like the most difficult obstacle to overcome. After all, even with the Help to Buy scheme, a 5% deposit on a £150,000 property currently stands at £7,500. Unfortunately, with legal fees, stamp duty, and removal costs to consider,

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80 of the best first time buyer mortgages
Ask the ExpertConveyancingLegal

The Question …. The Answer …. Hi Felicity, Usually this question relates to the charges provided by the quote and whether this covers everything required to cover the whole transaction. First Time buyers will obtain a number of quotes from different sources and there will be companies offering various pricing

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Buying your first property with a friend or group of friends
Ask the ExpertMortgagesProperty

The Question …. The Answer …. Louisa, Thank you for the question. The answer to this is “Yes you can”. When purchasing a property with a friend, not all Mortgage Lenders will want to lend, but there are a few out there happy to supply the funds. The difference will

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