The Question …. The Answer …. Hi Hatty, Thank you for your question. This is actually a great question and one I’m glad you have asked. It is not widely publicised or talked about when buying a property, but essentially your lender or mortgage provider also needs legal representation as

The Question …. The Answer …. Hi Sara & Rob, The good thing is you’ve found a property that you like, that’s the first hurdle! Buying your very first home can be extremely exciting and also a huge learning curve. The process of buying a home can include a number

The Question …. The Answer …. Hi Kayleigh … Thank you for your enquiry and question regarding moving home in and around London. If you will be moving house in London then you may be wondering what the removal service is going to cost you. Many would assume that the

The Question …. The Answer …. Hi Brad, Thank you for your question. We will try and provide a bit of background to our audience on IVA’s and what they are, before hopefully moving on to some things to consider when looking at trying to obtain your first mortgage. Buying

The Question …. The Answer …. Hi Gemma, Obviously every first time buyer has a different financial and personal situation to the next. That is why it’s very important to speak with the experts. A mortgage broker or mortgage adviser will help you compare mortgage offers to identify a lender

The Question …. The Answer …. Hi Steve … Thank you for your question. This is quite a common question asked by both first-time buyers and those experienced with the ins and outs of the residential property market. In short, and I cannot emphasise this enough, a valuation is not

The Question …. The Answer …. Hi Dominic … Thank you for your question. It’s actually a very popular topic of conversation and one that is not often very clear for first time buyers. In short the answer to your question is NO. You DO NOT have to use the

What is Shared Ownership? Shared Ownership is a Government-backed scheme provided by Housing Associations and aimed at first time buyers who want to get a step onto the property ladder. Launched in April 2006, it aims to help first time buyers who would not be able to afford to buy

The Question …. The Answer …. Hi Roman, Applying for a mortgage can be a daunting especially when you want to buy a property for the first time. First time buyers can often be thrown by the need to get on the property ladder as the average mortgage now taken

When purchasing a property for the first time, the deposit often seems like the most difficult obstacle to overcome. After all, even with the Help to Buy scheme, a 5% deposit on a £150,000 property currently stands at £7,500. Unfortunately, with legal fees, stamp duty, and removal costs to consider,