February 2015
Congratulations! You have Exchanged Contracts
Congratulations! You have made it to Exchange of Contracts and you are set to own your first property. You will more than likely have a date set for your completion and will quite often move on this day as well. A popular day for completions is a Friday, so that
Life Insurance, Income Protection and Mortgage Protection
You are probably more than likely the proud owner of your new home already, or if not, you soon will be. It’s time to think about the future by protecting yourself and your loved ones should something go wrong or your financial situation should change. You are a property owner
Change Address – Notify people and companies of your new address
It’s important to let people and companies know when you have moved home and have a change address. First and foremost, make sure your friends and family know where you are moving to. Your new street address and postcode will help make sure you receive all of those moving in
Moving – Removals, Man with a Van and Storage Solutions
Moving .. Nobody likes this bit, but it has to be done to get into your first home Choosing a removal company that works with you will make all the difference to you when moving to your new home. When do you organise the removal company? We would advise that
Broadband, TV and Home Phone Packages
Broadband, Phone and TV for your new home is now part of modern day life and living We all need to be entertained and communicate in our daily lives. It’s time to start looking at organising a telephone service, broadband (internet connection) and a TV service for your first home.
Energy – Gas and Electricity for your new home
Be comfortable in your first home and achieve lower energy bills. Sounds simple … it is when you know how! Compare energy prices online and carry out an energy check on your new property You will soon be the owner of your first property. It is important that you do
Home Insurance – Get Covered and Get Protected
You are almost there with the purchase of your first home, but it’s time to start thinking ahead and in particular organising home insurance for your new property, prior to exchange of contracts. At what point do you become responsible for insuring your new property? When you are in the
Organise your RICS Homebuyer Property Survey
You have made an offer on a property, it’s “subject to survey” so now it’s time to actually order and organise your RICS Homebuyer Property survey. Time to get your Homebuyer’s Report – A RICS property survey Why have a Homebuyer’s Survey Report? You made an offer on a property
Instruct a Property Solicitor or Licensed Conveyancer
You have reached the point where you are going to need help with the legalities for buying your first home. This process is what is known as Conveyancing. You are going to instruct a property solicitor or licensed conveyancer to handle the conveyancing process for you. Get a Conveyancing Quote
Obtaining your Mortgage – from Principle to Offer
If you did receive that all important call that your offer was accepted ‘Subject to Survey’ Then it is now time to make your move – Obtaining your mortgage Getting a Mortgage in Principle to an actual Mortgage Offer You need to get your Mortgage progressed from a “Mortgage in