What is Shared Ownership? Shared Ownership is a Government-backed scheme provided by Housing Associations and aimed at first time buyers who want to get a step onto the property ladder. Launched in April 2006, it aims to help first time buyers who would not be able to afford to buy

The Question …. The Answer …. Hi Roman, Applying for a mortgage can be a daunting especially when you want to buy a property for the first time. First time buyers can often be thrown by the need to get on the property ladder as the average mortgage now taken