So you are thinking of embarking on the First Time Buyer journey to become a property owner?

By following the steps here, we can help you organise your move, think ahead and gain a greater understanding of what is required when purchasing your first property.

So the First Time Buyer journey begins …


First time Buyer Mortgage in Principle
MortgagesThe JourneyThinking AheadUseful Tips

Welcome to the start of the first time buyer journey – Mortgage in Principle A Mortgage in Principle is an indication of how much a lender is prepared to lend you and on what terms, taking into consideration your affordability. Your Mortgage Adviser works out your affordability by carrying out

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finding-a-property-as-first-time-buyer
PropertyThe JourneyThinking AheadUseful Tips

Finding a Property – Are you ready? Do you feel good – You should as your first time homebuyer journey is about to begin. Finding a property and imagine a dream turning into reality. Well we want to help you make your dreams come true. Owning a property is the

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protect-your-money-abortive-insurance
InsuranceThe JourneyThinking AheadUseful Tips

Instruct, Insure and protect your move FIRST with Abortive Insurance By now your offer has been accepted on your potential new property and you can now begin to think about the things you are going to need to do to actually purchase that property and become a home owner. This

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first-time-buyers-with-adviser
MortgagesThe JourneyThinking Ahead

If you did receive that all important call that your offer was accepted ‘Subject to Survey’ Then it is now time to make your move – Obtaining your mortgage Getting a Mortgage in Principle to an actual Mortgage Offer You need to get your Mortgage progressed from a “Mortgage in

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solicitor conveyancer working for you on your property purchase
ConveyancingLegalThe JourneyThinking Ahead

You have reached the point where you are going to need help with the legalities for buying your first home. This process is what is known as Conveyancing. You are going to instruct a property solicitor or licensed conveyancer to handle the conveyancing process for you. Get a Quote and

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property survey and valuations
SurveysThe JourneyThinking Ahead

You have made an offer on a property, it’s “subject to survey” so now it’s time to actually order and organise your RICS Homebuyer Property survey. Time to get your Homebuyer’s Report – A RICS property survey Why have a Homebuyer’s Survey Report? You made an offer on a property

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Home Insurance - Get your property covered prior to exchnage of contracts
InsuranceThe Journey

You are almost there with the purchase of your first home, but it’s time to start thinking ahead and in particular organising home insurance for your new property, prior to exchange of contracts. At what point do you become responsible for insuring your new property? When you are in the

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electricity-energy-home-owners
ElectricityGasThe JourneyThinking AheadUtilities

Be comfortable in your first home and achieve lower energy bills. Sounds simple … it is when you know how! Compare energy prices online and carry out an energy check on your new property You will soon be the owner of your first property. It is important that you do

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couple-home-entertainment-tv-phone-broadband
Broadband, TV & PhoneThinking AheadUtilities

Broadband, Phone and TV for your new home is now part of modern day life and living We all need to be entertained and communicate in our daily lives. It’s time to start looking at organising a telephone service, broadband (internet connection) and a TV service for your first home.

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removals-boxes-moving-home
RemovalsStorageThe JourneyThinking Ahead

Moving .. Nobody likes this bit, but it has to be done to get into your first home Choosing a removal company that works with you will make all the difference to you when moving to your new home. When do you organise the removal company? We would advise that

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move-house-change-address
The JourneyThinking AheadUseful Tips

It’s important to let people and companies know when you have moved home and have a change address. First and foremost, make sure your friends and family know where you are moving to. Your new street address and postcode will help make sure you receive all of those moving in

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family-cover-insurance-protect
InsuranceThe JourneyThinking Ahead

You are probably more than likely the proud owner of your new home already, or if not, you soon will be. It’s time to think about the future by protecting yourself and your loved ones should something go wrong or your financial situation should change. You are a property owner

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Congratulations you have made it to exchange of contracts and are set to become a property owner and own your first home
PropertyThe Journey

Congratulations! You have made it to Exchange of Contracts and you are set to own your first property. You will more than likely have a date set for your completion and will quite often move on this day as well. A popular day for completions is a Friday, so that

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