Finance
![The First Time Buyer show - Autumn 2015](https://www.thefirsttimebuyer.co.uk/wp-content/uploads/2015/09/first-time-buyer-show-autumn2015-360x240.jpg)
First Time Buyer Home Show – Autumn 2015
The First Time Buyer Home Show – Autumn 2015 is a one-stop shop to help first time buyers buy their dream home and step on the property ladder. Produced by First Time Buyer magazine, exhibitors include property developers, housing associations, solicitors, financial advisors, mortgage consultants and interior experts. What’s included
![Buying your first property with a friend or group of friends](https://www.thefirsttimebuyer.co.uk/wp-content/uploads/2015/03/buying-first-property-with-friends-360x240.jpg)
Can I buy my first property with a friend?
The Question …. The Answer …. Louisa, Thank you for the question. The answer to this is “Yes you can”. When purchasing a property with a friend, not all Mortgage Lenders will want to lend, but there are a few out there happy to supply the funds. The difference will
![Mum and Dad help out with money for a first time buyer deposit for a property](https://www.thefirsttimebuyer.co.uk/wp-content/uploads/2015/03/mum-dad-mature-couple-retiremenet-money-360x240.jpg)
Can Mum and Dads money help me buy my first property?
The Question …. The Answer …. Hi Keyley, The simple answer to this is “Yes you can”. Mum and Dad or even another relative can help you on to the property ladder A blood relative, so either parent or grandparent and sometimes a sibling can “Gift” a deposit. The Mortgage
![The UK ogvernment 2015 budget for first time property buyers](https://www.thefirsttimebuyer.co.uk/wp-content/uploads/2015/03/save-money-360x240.jpg)
How much deposit do I need to buy a property?
The Question …. The Answer …. The general rule of thumb for a deposit when buying a property … Heidi, the general rule when buying a property, is the bigger the deposit the better – simply because you will get a lower interest rate and a greater range of mortgage
![The First Time Buyer Show - Property eventin London](https://www.thefirsttimebuyer.co.uk/wp-content/uploads/2015/03/first-time-buyer-home-show-london-360x240.jpg)
The First Time Buyer Home Show – London
The First Time Buyer Home Show is a one-stop shop to help first time buyers buy their dream home and step on the property ladder. Produced by First Time Buyer magazine, exhibitors include property developers, housing associations, solicitors, financial advisors, mortgage consultants and interior experts. Who will be there and
![How much can I borrow from a lender for a mortgage?](https://www.thefirsttimebuyer.co.uk/wp-content/uploads/2015/02/how-much-can-i-borrow-mortgage-360x240.jpg)
How much can I borrow?
The Question …. The Answer …. Ben, when a lender assesses how much you can borrow, it takes a number of factors into consideration. They will look to see if you are applying jointly with somebody else, or if the application is to be just in your own name and
![What is a mortgage in principle](https://www.thefirsttimebuyer.co.uk/wp-content/uploads/2015/02/calculate-figures-buying-home-first-360x240.jpg)
What is a Mortgage in Principle?
The Question …. The Answer …. A Mortgage in Principle is an indication of how much a lender is prepared to lend you and on what terms, to the named borrowers subject to approval of the property, but also taking into consideration your affordability. Your Mortgage Adviser will workout your
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Obtaining your Mortgage – from Principle to Offer
If you did receive that all important call that your offer was accepted ‘Subject to Survey’ Then it is now time to make your move – Obtaining your mortgage Getting a Mortgage in Principle to an actual Mortgage Offer You need to get your Mortgage progressed from a “Mortgage in
![First time Buyer Mortgage in Principle](https://www.thefirsttimebuyer.co.uk/wp-content/uploads/2015/02/first-time-buyers-thums-up-approval-360x240.jpg)
Mortgage in Principle – Who will lend to you and how much
Welcome to the start of the first time buyer journey – Mortgage in Principle A Mortgage in Principle is an indication of how much a lender is prepared to lend you and on what terms, taking into consideration your affordability. Your Mortgage Adviser works out your affordability by carrying out