The Question …. The Answer …. Hi Brad, Thank you for your question. We will try and provide a bit of background to our audience on IVA’s and what they are, before hopefully moving on to some things to consider when looking at trying to obtain your first mortgage. Buying

Making the move from renter to home owner is a milestone that many people dream of reaching. There are a few common life events that prompt renters to start thinking about buying their first home. For many people, the hope of saving for a deposit is too difficult, so they

The Question …. The Answer …. Hi Gemma, Obviously every first time buyer has a different financial and personal situation to the next. That is why it’s very important to speak with the experts. A mortgage broker or mortgage adviser will help you compare mortgage offers to identify a lender

The First Time Buyer Home Show – Autumn 2015 is a one-stop shop to help first time buyers buy their dream home and step on the property ladder. Produced by First Time Buyer magazine, exhibitors include property developers, housing associations, solicitors, financial advisors, mortgage consultants and interior experts. What’s included

The Question …. The Answer …. Louisa, Thank you for the question. The answer to this is “Yes you can”. When purchasing a property with a friend, not all Mortgage Lenders will want to lend, but there are a few out there happy to supply the funds. The difference will

The Question …. The Answer …. Hi Keyley, The simple answer to this is “Yes you can”. Mum and Dad or even another relative can help you on to the property ladder A blood relative, so either parent or grandparent and sometimes a sibling can “Gift” a deposit. The Mortgage

The Question …. The Answer …. The general rule of thumb for a deposit when buying a property … Heidi, the general rule when buying a property, is the bigger the deposit the better – simply because you will get a lower interest rate and a greater range of mortgage

The First Time Buyer Home Show is a one-stop shop to help first time buyers buy their dream home and step on the property ladder. Produced by First Time Buyer magazine, exhibitors include property developers, housing associations, solicitors, financial advisors, mortgage consultants and interior experts. Who will be there and

The Question …. The Answer …. Ben, when a lender assesses how much you can borrow, it takes a number of factors into consideration.  They will look to see if you are applying jointly with somebody else, or if the application is to be just in your own name and

The Question …. The Answer …. A Mortgage in Principle is an indication of how much a lender is prepared to lend you and on what terms, to the named borrowers subject to approval of the property, but also taking into consideration your affordability. Your Mortgage Adviser will workout your